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As part of UnionBank’s drive to promote a culture of security and privacy consciousness, the Information Security Office and Data Protection Office presents Selyado 2019 - Selyado (“sealed” or “”secured”), which connotes the safeguarding of confidentiality and privacy of information that is a vital aspect of the Bank’s digital transformation journey.
This course will provide further understanding of Anti-Financial Crimes, Data Privacy, Information Security, and Resiliency.
|Data Privacy Diagnostic Test|
|Blockchain-Based Identity Solution|
|Cybersecurity & Compliance|
|Artificial Intelligence & Robotics for Anti-Financial Crimes|
|Introduction to Data Privacy|
|Definition of Terms|
|Principles of Data Processing|
|National Privacy Commission|
|Criminalisation of Violation of Data Privacy Act|
|Confidentiality, Integrity, Availability|
|Post-course Diagnostic Test|
We collect certain data from you directly, like information you enter yourself, data about your participation and progress in the courses you take, and data from third-party platforms that you connect with Apptitude. We also collect some data automatically, like information about your device and what parts of our Services you interact with or spend time using.
When you access the Services, we collect certain data by automated means including the following:
We use tools like cookies, web beacons, analytical services, and advertising providers to gather the data listed above. Some of these tools offer you the ability to opt out of data collection.
We use third-party browser and mobile analytics services like Google Analytics, Hotjar, and Intercom on the Services. These services use tools to help us analyze your use of the Services, including information like the third-party website you arrive from, how often you visit, events within the Services, usage and performance data, and where the application was downloaded from. We use this data to improve the Services, better understand how the Services perform on different devices, and provide information that may be of interest to you.
We use third-party advertising services and other ad networks and ad servers to deliver advertising about our Services on other websites and applications you use. The ads may be based on things we know about you, like your Usage Data and System Data, and things that these ad service providers know about you based on their tracking data. The ads can be based on your recent activity or activity over time and across other sites and services, and may be tailored to your interests. Depending on the types of advertising services we use, they may place cookies or other tracking technologies on your computer, phone, or other device to collect data about your use of our Services, and may access those tracking technologies in order to serve these tailored advertisements to you. To help deliver tailored advertising, we may provide these service providers with a hashed, anonymized version of your email address (in a non-human-readable form) and content that you share publicly on the Services.
We use your data to do things such as provide our Services, communicate with you, troubleshoot issues, secure against fraud and abuse, improve and update our Services, analyze how people use our services, serve personalized advertising, and as required by law or necessary for safety and integrity.
We share certain data about you with instructors, other students, companies performing services for us, our business partners, analytics and data enrichment providers, your social media providers, companies helping us run promotions and surveys, and advertising companies who help us promote our Services. We may also share your data as needed for security, legal compliance, or as part of a corporate restructuring. Lastly, we can share data in other ways if it is aggregated or de-identified or if we get your consent.
We use appropriate security based on the type and sensitivity of data being stored. As with any internet-enabled system, there is always a risk of unauthorized access, so it’s important to protect your password and to contact us if you suspect any unauthorized access to your account. Apptitude takes appropriate security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal data that we collect and store. These measures vary based on the type and sensitivity of the data. Unfortunately, however, no system can be 100% secured, so we cannot guarantee that communications between you and Apptitude, the Services, or any information provided to us in connection with the data we collect through the Services will be free from unauthorized access by third parties. Your password is an important part of our security system, and it is your responsibility to protect it. You should not share your password with any third party, and if you believe your password or account has been compromised, you should change it immediately and contact us with any concerns.
You have certain rights around the use of your data, including the ability to opt out of promotional emails, cookies, and collection of your data by certain analytics providers. You can update or terminate your account from within our Services, and can also contact us for individual rights requests about your personal data. Parents who believe we’ve unintentionally collected personal data about their underage child should contact us for help deleting that information.
We at Apptitude (collectively, "we," "us" or "Apptitude") believe in using our platform to enable our users by giving them access to a wealth of information and use this to further their careers and “Become Great”. For us to achieve this, we want to collaborate with our users (“you:”) and mutually agree on certain rules which will govern our relationship with each other. Thus, these Terms and Conditions apply to all your activities on Apptitude’s website, mobile application, Application Programming Interfaces (“APIs”) and other related services (“Services”). You may only use our Services if you agree to abide by all applicable laws, rules, regulations, as well as this Terms and Conditions of Use.
By registering, accessing and/or making use of our Services, you agree to enter into a legally binding contract with us. If you disagree with any of these Terms and Conditions of Use, you should not register, access, or otherwise make use of any of our Services.
Apptitude is a learning management system that provides users of our platform with easy-to-use tools to participate in academic programs (for students) and issue educational certificates (for partner educational institutions and/or educators). Educational certificates are awarded to students upon their completion of the online course and subsequently recorded onto the Blockchain (a "Blockchain Certificate"). The award of the educational certificate takes place once it has been determined by us and our partner educational institutions and/or educators that the student has complied with and accomplished all the necessary requirements for the issuance of such certificate.
Thus, we reserve the right, at any time and from time to time, to modify, discontinue, temporarily or permanently, the Services provided or any part or portion thereof, with or without notice to you. You agree that Apptitude shall not be liable to you or to any third party for any modifications, suspensions, or discontinuance of the Services, or any portion thereof. Nothing in these Terms and Conditions of Use shall be construed as obligating us to maintain and support the Services or any part or portion thereof, during the term of this Terms and Conditions of Use.
Apptitude with further reserves the right to alter, modify or rearrange the schedule of topics for the online courses, as well as the respective weight or value of assignments, tests, quizzes, exams, projects, and other such evaluations of progress. By registering to and making use of the online courses, students acknowledge that Apptitude and our partner educators/educational institutions maintain the right and ability to adapt, modify or revise the online courses as may be appropriate.
You agree that your use of our Services will be at your own risk. Apptitdue enables our users to create and share online courses. As a platform, this means that we do not review or edit the courses for legal issues, and we are not in a position to determine the legality of course content. We do not exercise any editorial control over the courses that are available on the platform and, as such, do not guarantee in any manner the reliability, validity, accuracy or truthfulness of the courses. If you enroll in a course, you rely on any information provided by an instructor at your own risk.
You will need an account to make use of our services, including to enroll in an online course or to publish an online course for publication. In order to create an account, you must select a unique username and a unique user password. You agree that you will never divulge or share access to your User Account with any third party for any reason. Thus, you have complete responsibility for your account and everything that happens on your account, including for any harm or damage (to us or anyone else) caused by someone using your account without your permission.
In setting up your User Account, you may be prompted or required to enter additional information, including, but not limited, to your name and email address. Additional information may be required to confirm your identity upon setting up your User Account and/or thereafter, for example, to confirm identity prior to receiving a Blockchain Certificate after completing an online course.
You understand and agree that all information provided by you is accurate, current, and complete and that you will maintain and update your information to keep it accurate, current, and complete. You acknowledge that if any information provided by you is untrue, inaccurate, not current, or incomplete, we reserve the right to terminate your use of the Services and your enrollment in any online courses. Should we and our partner educational institutions/educators later find or discover that untrue, inaccurate, not current or incomplete information provided by students led to the issuance of a Blockchain Certificate, we and our partner educational institutions/educators reserve the right to undertake steps to revoke the same or inform any party that may to our knowledge have been affected by such misinformation and invalidate such a certificate.
Moreover, should you learn that another person has been using or may be using your account without your permission (or if you are suspicious of any other breach of security) you must contact our technical support team. We may request some information from you to verify that you are the owner of the account.
Apptitude grants you (the student) a limited, non-exclusive, non-transferable license to make use of the Services and view online courses for which you have paid all our required fees, solely for your personal, non- commercial, educational purposes, provided such use is in accordance with these Terms and Conditions of User, as well as any restrictions associated with a particular online course. All other uses are expressly prohibited.
By registering on our platform you agree to not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any course unless we give you express written permission to do so through our authorized representative.
The license we give to students like you who enroll in a course is for lifetime access to content in our Services. We, however, reserve our right to revoke, in our sole discretion, any license to access and use online courses at any point in time in the event where we decide or are obligated to disable access to a course due to legal or policy reasons.
If you want to upload your own online course as an Educator on our platform, you need to agree with the terms set forth hereunder for Educators. As an Educator, you may not grant licenses to your online courses to students directly and any such direct license shall be null and void and a violation of these Terms and Condition of Use.
In pursuing our mission, and in the provision of our Services, we at Apptitude also want to partner with educators and educational institutions, or Educators, that can use our platform as a means to best spread their knowledge to the public. If youu an Educator that wants to use our Services, you represent, warrant, and covenant, by agreeing to these Terms and Conditions of Use that:
You have the right to remove all or any portion of your uploaded content from the Services at any time. Removal of such content will terminate the foregoing license and rights sixty (60) days after such removal as to new Users, provided, however, that any rights given to Users prior to that time will continue in accordance with the terms granted to such Users.
You hereby agree that We may record all or any part of any Courses (including voice chat communications) for quality control and delivering, marketing, promoting, demonstrating or operating the Services. You hereby grant Apptitude permission to use your name, likeness, image or voice in connection with offering, delivering, marketing, promoting, demonstrating, and selling the Services, online courses, any uploaded content and waive any and all rights of privacy, publicity, or any other rights of a similar nature in connection therewith, to the extent permissible under applicable law.
By using our Services, you agree to pay the fees for courses that you purchase, where applicable, and you authorize us to charge your debit or credit card or process other means of payment for such fees. Apptitude engages third party payment service providers to ensure the ease of processing your payments and you agree to make use of our selected providers.
When purchasing online courses on Apptitude, you agree to not make use of an invalid or payment method that is not authorized by us. Should your payment method fail, you agree to pay us the corresponding fees within thirty (30) days of notification from us. We reserve the right to disable access to any online course which we have not received complete payments for.
If you are an Educator, you can upload courses for publication on the platform. You must at all times abide by the applicable law and respect the rights of others i.e. you cannot post any course, question, answer, review or other content that violates applicable local or national laws or regulations of your country. You are solely responsible for any content that you post or actions that you take via our platform and Services, and agree to bear fully any of their consequences. You likewise agree to abide by the copyright terms set forth for Educators in these Terms and Conditions of Use.
We reserve the right, in our sole discretion, to remove your content from our platform should we discover that it violates any applicable laws and regulations, including, but not limited to copyright laws.
Thus, we may terminate or suspend your permission to use our platform and Services or ban your account at any time, with or without notice, for any violation of these Terms, if you fail to pay any fees when due, upon the request of law enforcement or government agencies, for extended periods of inactivity, for unexpected technical issues or problems, or if we suspect that you engage in fraudulent or illegal activities. Upon any such termination we may delete your account and content, and we may prevent you from further access to the platforms and use of our Services. Your uploaded content may still be available on the platforms even if your account is terminated or suspended. You expressly agree that we will have no liability to you or any third party for termination of your account, removal of your content, or blocking of your access to our platforms and services.
If one of our Educators has published a course that infringes your copyright or trademark rights, please let us know. We require our Educators to follow the law and respect the intellectual property rights of others.
For the avoidance of doubt, you may not post, upload, or make available through the Services any content, communications, or other information:
The content you post as a student or Educator (including courses) remains yours. By posting courses and other content, you allow Apptitude to reuse and share it but you do not lose any ownership rights you may have over your content. If you are an Educator, take note of the course licensing agreement set for Educators under these Terms and Conditions.
By submitting or posting content on or through the platforms, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute your content in any and all media or distribution methods (existing now or later developed). This includes making your content available to other companies, organizations, or individuals who partner with Apptitude for the syndication, broadcast, distribution, or publication of content on other media. You represent and warrant that you have all the rights, power, and authority necessary to authorize us to use any content that you submit. You also agree to all such uses of your content with no compensation paid to you.
9.1. Binding Agreement
By registering, accessing and/or making use of our Services, you agree to enter into a legally binding contract with us. Should you disagree with these Terms and Conditions of Use, do not register, access, or otherwise use any of our Services.
If you are an instructor, teacher or educator accepting these Terms and Conditions of Use and using our Services on behalf of an educational institution, company, organization, government, or other entity, you represent and warrant that you are duly authorized to do so.
These Terms (including any agreements and policies linked from these Terms) constitute the entire agreement between you and us. The sections on the following provisions shall survive the expiration or termination of these Terms and Conditions of Use: Online Courses, Contents Posted on our Platform, Apptitude’s Rights), General Legal Terms, and Dispute Resolution.
9.2. Severability and Non-Waiver of Rights
If any part of these Terms is found to be invalid, illegal or unenforceable by applicable law, then that provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms that have not been found to be invalid, illegal or unenforceable will continue in effect.
Even if we are delayed in exercising our rights or fail to exercise a right in one case, it doesn’t mean we waive all our rights under these Terms and Conditions. We may decide to such rights in the future. Should we decide to waive any of our rights in a particular instance, it doesn’t mean we waive our rights generally or in the future, and no such waiver shall be valid unless made in writing by our duly authorized representative.
Our Services and their content are provided on an “as is” and “as available” basis. We (and our successors, assigns, affiliates, suppliers, partners, and agents) make no representations or warranties about the suitability, reliability, availability, timeliness, security, lack of errors, or accuracy of the Services or their content, and expressly disclaim any warranties or conditions (express or implied), including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We (and our successors, assigns, affiliates, suppliers, partners, and agents) make no warranty that you will obtain specific results from use of the Services. Your use of the Services (including any content) is entirely at your own risk.
We may decide, at our sole discretion, to stop making available to you certain features of the Services at any time and for any reason. Under no circumstances will Apptitude or its successors, assigns, affiliates, suppliers, partners or agents be held liable for any damages due to such interruptions or lack of availability of such features.
We are not responsible for delay or failure of our performance of any of the Services caused by events beyond our control e.g. an act of war, hostility, or sabotage; force majeure or natural disasters; electrical, internet, or telecommunication outage; or government restrictions and regulations.
9.4. Limitation of Liability
To the extent permitted by law, we (and our successors, assigns, group companies, suppliers, partners, and agents) will not be liable for any indirect, incidental, punitive, or consequential damages (including loss of data, revenue, profits, or business opportunities, or personal injury or death), whether arising in contract, warranty, tort, product liability, or otherwise, and even if we’ve been advised of the possibility of damages in advance. Our liability (and the liability of each of our successors, assigns, group companies, suppliers, partners, and agents) to you or any third parties under any circumstance is limited to whichever is higher between: one hundred dollars ($100) or the amount you paid us in the twelve (12) months before the event giving rise to your claims.
You agree to indemnify, defend (if we so request), and hold harmless Apptitude, our successors, assigns, group companies and their officers, directors, suppliers, partners, and agents from and against any third-party claims, demands, losses, damages, or expenses (including reasonable attorney fees) arising from (a) the content you post or submit, (b) your use of the Services (c) your violation of these Terms, or (d) your violation of any rights of a third party. Your indemnification obligation will survive the termination of these Terms and your use of the Services.
9.6. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by, and construed in accordance with, the laws of the Philippines, without regard to its conflict of laws provisions, and we agree to submit to the exclusive jurisdiction of the courts of Pasig City should arbitration under these Terms and Conditions fail to resolve our dispute.
9.7. Legal Actions and Notices
No action, regardless of form, arising out of or relating to these Terms and Conditions may be brought by either party more than one (1) year after the cause of action has accrued.
Any notice or other communication to be given hereunder must be in writing and given by registered or certified mail return receipt requested, or email (by us to the email associated with your account or by you to firstname.lastname@example.org).
9.8. Our Relationship
You and we agree that no joint venture, partnership, employment, contractor, or agency relationship exists between us.
9.9. Assignment of Rights
You agree that your account is non-transferable and that all rights thereto and other rights under these Terms and Conditions terminate after your death. Thus, you may not assign or transfer these Terms (or the rights and licenses granted under them). We may assign these Terms (or the rights and licenses granted under them) to another company or person without restriction. Nothing in these Terms confers any right, benefit, or remedy on any third-party person or entity.
We believe that most disputes involving our platform can be resolved between us even before initiating a formal legal case. Thus, we encourage you to contact our technical support team at email@example.com first so that we can quickly resolve your query.
We both agree that any dispute, controversy, or claim arising in any way out of or in connection with these Terms and Conditions of Use (including the validity of any clause contained herein) and/or your use of the Services shall be settled amicably by mutual consultation between us as far as practicable.
Any such dispute that cannot be resolved informally or in small claims court will be resolved through binding arbitration on an individual basis, except that neither of us are required to arbitrate any dispute where one of us seeks equitable relief for the alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets, or patents.
We both agree that the arbitration shall be done under the Rules of Arbitration of the Philippine Dispute Resolution Centre, Inc. (“PDRCI”) by three (3) arbitrators appointed in accordance with the said Rules. All documents submitted in the dispute resolution process shall be admissible in the arbitration proceedings. The place of the arbitration proceedings shall be the Philippines. The language of the proceeding shall be English. The venue shall be seated in Pasig City. All awards may, if necessary, be enforced by any court having jurisdiction in the same manner as a judgment in such court.
We may update these Terms and Conditions from time to time as we continue to improve our platform and add new capabilities to serve you better. We reserve the right to modify and/or make changes to these Terms at any time and at our sole discretion. Modifications will become effective on the day they are posted unless stated otherwise. Your continued use of our Services after changes become effective shall mean that you unequivocally accept those changes. Any revised terms shall supersede all previous terms.
The best way to get in touch with us is to contact our technical support team. We’d love to hear your questions, concerns, and feedback about our Services. Email us at firstname.lastname@example.org.